Frequently Asked Questions

Who is Financial Peace University for?

Anyone and everyone! Whether you’re trying to get out of debt or save for retirement, you’ll learn God’s and grandma’s ways of handling money. No matter where you are in your financial journey, Financial Peace University helps you reach your goals faster.

Will this class work for me if . . . ?

It’s easy to feel like you’re the only one in your situation. But no matter where you are on your financial journey—sitting at rock bottom or just trying to do better—we’ve seen this class work for millions of people who:

• Have a huge amount of debt
• Have nothing saved for retirement
• Can’t get on the same page with their spouse about money
• Are facing a financial crisis
• Are newly widowed or divorced
• Are living paycheck to paycheck
• Have a low to average income
• Can’t keep up with their bills

In fact, the average FPU graduate is debt-free in two years or less!

Look, if you commit to FPU and don’t change your life, we don’t want your money. We’ll send it back to you—guaranteed.

Is Financial Peace University only for couples?

No way—FPU is for anyone! If you're married (or about to be), FPU is definitely one of the best ways to get on the same page with your spouse about money.

But if you're single, it can be tough to manage your money on your own. For better or worse, you have to answer to you. But in an FPU class, you'll get plugged into a community that will encourage you and hold you accountable—so you stay focused on your goals.

Can my spouse come with me to the class?

We can’t say yes loud enough here. Getting on the same page with your spouse about money is crucial, and FPU has been a game changer for millions of couples.

Plus, it doesn’t cost extra for them to come—you’re both covered when you buy FPU.

Is there childcare available for classes?

Some classes offer childcare and others don’t. When you search for classes near you, you’ll be able to see the details of each class or reach out to the coordinator before you register.

Will I get a workbook or other class materials?

Absolutely. Once you join a class, you’ll automatically get access to everything you need to go through the class—including a digital workbook. If you want a hard copy of the workbook (and we definitely recommend it), you can always order one.

How long does the class last?

Financial Peace University has nine lessons. Most FPU classes meet once a week for nine weeks to go through one lesson each week. The sessions usually last one to two hours to give plenty of time for activities and discussions.

Can I buy Financial Peace University as a gift for someone else?

You bet! Visit our store to purchase Financial Peace University. When you check out, just fill in the recipient’s information at the bottom of the form. After you purchase, they’ll immediately receive an email with instructions on how to set up their account and start watching the course.

What if I can’t find a class that works for me?

We’re not kidding—the hands-down, most effective way to change your situation with money is by taking this class with a group of other people. The accountability and support is that important!

But if you can’t find an in-person class in your area or a virtual class at a time that works for you, don’t let that stop you from taking control of your money! You can always go through Financial Peace University online at your own pace and join a class with others later.

I’ve already purchased Financial Peace University or have an active Ramsey+ membership. Do I have to pay extra to join a class?

No way! Access to classes is included when you buy FPU or Ramsey+.

If you’re already signed in, just click “Find the Class for You” on this page, search for a class you like, and click “Join This Class.” Boom. You’re in.

Or you can sign in to Financial Peace University or Ramsey+ and click “Find a Class” in the menu.

I have an activation code. What do I do?

Redeem it here.